Although they are not an everyday problem, hurricanes can cause major amounts of damage and pose a serious threat to residential buildings. Hurricane insurance was created with the intention to help people who have suffered from a hurricane, however, this doesn't always happen.
After a hurricane, your house will be inspected for related damages. Unfortunately, this inspection doesn't always go as expected; the result being that the damage was there previous to the hurricane. They can claim that the damage is due to lack of maintenance, gradual wear and tear or damage from lack of minor repairs after the loss.
If you truly feel like the damage was not preexisting, you may hire a hurricane attorney in Florida. They have decades of combined experience working with people, companies, and organizations that have been treated unfairly by their insurance companies.
Although this is an expensive option, it may be the best option depending on the amount of damage that has been done to your house. There are a number of property insurance attorneys in Florida that specialize in hurricane damage. These attorneys can help you make the most out of your situation.
Although it may be difficult, being objective is completely necessary if your hurricane insurance has been denied. Chances are, the inspectors that the insurance company sent over are also trained professionals who know how to properly assess hurricane damage.
If you do not feel like you did everything in your power to prevent the damage, you may have to be honest with yourself and cut your losses. However, this is not an entirely bad outcome; it leaves you with the valuable experience and insight that will allow you to properly prepare for the next hurricane.